Receivables Advisory & Management
Know why your cash is delayed. Then fix it.
Better cash visibility, stronger receivables controls, and consistent execution.
The Receivables Agency helps business owners understand why invoices are paid late, what needs to change, and how to improve results. Our experienced AR team then carries out the plan, so recommendations turn into collected cash.
Start with two questions
Do you know what is driving your overdue balances?
Who reviews AR performance with management each month?
If the answer to either is unclear, the problem is rarely effort. It is usually visibility and accountability. Aging analysis, credit reviews, payment plans, reporting, and hands-on follow-up are work we already do every day. Advisory brings that experience to the management table.
Service 1
AR Diagnostic & 90-Day Action Plan
A focused, one-time review that shows you exactly where cash is getting stuck and what to do about it. It works whether you have in-house accounting staff, another vendor, or no dedicated AR resource at all.
What you receive
- Aging review across all open invoices
- Root causes of delayed payment
- Customer concentration and risk analysis
- Process and policy gaps
- A prioritized 90-day action plan
How it is priced
One-time project fee
Service 2
Ongoing Receivables Advisory
A regular management rhythm for your receivables. We review performance with you, recommend decisions, and keep every action item owned and on schedule.
What you receive
- Monthly management meeting
- Performance scorecard
- Credit and payment terms recommendations
- Oversight of the improvement plan
- Clear owners and due dates for every action
How it is priced
Monthly advisory retainer
Service 3
Managed AR & Recovery
Our white-label AR team carries out the plan. We work as part of your team, from your own email address, so your customers hear from you.
What you receive
- Hands-on invoice follow-up
- Invoice issue and dispute resolution
- Payment plan management
- Handling of placed recovery accounts
- Weekly reporting on promises kept and balances collected
How it is priced
Monthly management fee or contingency arrangement
The Monthly Review
Advice that ends in a decision, an owner, and a due date
Every review answers
- Where is cash getting stuck, and why?
- Which customers need attention or a credit review?
- Are overdue balances improving because of collections, credits, or write-offs?
- What should management change this month?
- Who owns each action, and when is it due?
What we track
- DSO
- How long it takes to turn invoices into cash
- Overdue by bucket
- Where balances are aging: 1-30, 31-60, 61-90, 90+
- Promises kept
- Payment commitments that were actually honored
- Unresolved disputes
- Invoices stalled by an unanswered issue
A report becomes advisory when it explains the cause, recommends a decision, and follows through on it.
For Accounting Firms & Fractional CFOs
Your specialist receivables partner
You keep the broader financial relationship. We provide receivables analysis and implementation under your brand, so your clients get specialist AR expertise without you building a team for it.
Learn more about our white-label AR services or see all of our services.
Find out what is slowing your cash
Book a free consultation and we will talk through your situation and whether a diagnostic is the right first step.